This policy details how Blue Mountain Financing (BMF) handles client data collected via the website form.
Introduction
Blue Mountain Financing (BMF), a registered company in the Cayman Islands, is committed to protecting your privacy. This policy explains how we collect, use, and safeguard the confidential information you provide when using our website and applying for our car title loan services.
Information We Collect
We collect information necessary to process your application and provide service:
- Personal Identification Data (from the form): Full Name, Email Address, and Phone Number.
- Vehicle Data (from the form): Vehicle Make, Model, and Year, used solely for valuation and loan qualification.
- Usage Data: Non-personal data such as IP address, browser type, and interaction with the website (collected via cookies and analytics).
How We Use Your Information
Your information is used to fulfill our service commitment:
- Application Processing: To assess your eligibility for a loan and calculate a personalized quote.
- Communication: To contact you for the quick, confidential chat (Step 01 of our process) and provide updates on your application.
- Legal and Security Compliance: To comply with all legal obligations in the Cayman Islands, including the required registration with the Department of Vehicle and Driver’s Licensing (DVDL).
- Service Improvement: To monitor and enhance the security and performance of our website.
Disclosure of Information
BMF does not sell, rent, or trade your personal data to external parties for marketing purposes. We may share information only with:
- Regulatory Authorities: As strictly required by Cayman Islands law (e.g., DVDL) for security and registration.
- Trusted Service Providers: Third parties who assist us in operating our website or servicing you (e.g., email providers), under strict confidentiality agreements.
Data Security
We employ robust physical, electronic, and managerial procedures to safeguard and secure the information we collect, ensuring confidentiality throughout the application and loan process.